ETF Simulator was born from a simple observation: most investment calculators ignore what matters most — taxes, fees and inflation. The result: projections too good to be true. We wanted the opposite.
To give every saver — in Belgium, France, Switzerland and Canada — a free, honest and precise tool to visualise the real long-term growth of their ETF portfolio.
No miracle-return promises, no mandatory sign-up, no reselling of data. Just realistic numbers, with your country's real taxation.
Belgian TOB, French flat tax and PEA, Swiss exemption, Canadian inclusion — the real 2026 rules, not approximations.
All calculations happen in your browser. No simulation data is sent to or stored on a server.
No paywall, no advertising. The site is funded solely by partner links, never at the expense of the tool's neutrality.
Compound interest, TER, inflation, the 4% rule… we explain each concept simply, with the formulas to back it up.
ETF Simulator is an independent project, built by an individual investor passionate about passive investing and personal finance. The goal isn't to sell a financial product, but to make ETF investing understandable and accessible to everyone.
The site is an educational tool and does not constitute investment advice in any way.
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